Coverage that pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer, if stolen or damaged.
Boat coverage is not always mandatory, so many choose not to get insurance. If you’re hit and injured by an uninsured/ underinsured boater, this pays for medical treatment, lost wages, and other costs.
Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.
You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options can include:
Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.
Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.
Additional coverage can include: accident forgiveness, pet coverage, diminishing deductible, and more.