Privacy Policy Federal and State law requires that we establish a privacy policy and inform you annually of that policy. We want you to know that it is a top priority to protect your privacy. We do collect personal information about you for insurance business purposes only. We pledge to maintain the confidentiality of that information. We may from time to time use your nonpublic personal information for marketing of ancillary insurance and financial products that may be of interest. This notice describes our current privacy policy and practices. Privacy and Security We have strict policies and procedures in place to safeguard the privacy and security of your personal information. Your personal information, including the data contained in our computers, is protected from unauthorized access. Its use is restricted to employees and others having a business need for the information. Types and Use of Personal Information Collected The personal information we collect from you and about you is used to provide and service insurance products. This information varies depending upon the particular insurance product you have purchased or are considering. Examples of personal information we may collect from you or about you include: your name, address, telephone number, social security number, your health, financial or credit information, beneficiaries, and driving history. The information may be obtained from an application or claim form, or it may be acquired from other sources, such as medical forms or reports, and credit reporting agencies. We maintain personal information regarding your transactions such as information about all of your insurance policies, claims, and premiums. We may request additional information in order to service the insurance products we provide you. Safeguarding Your Medical Information Kraft Insurance Agency, Inc. shares your concern about the privacy of your medical information. We assure you that we do not rent, sell, or give away your personally identifiable medical information to anyone, for solicitation purposes, or for any other reason. We will only use and share personally identifiable medical information for insurance purposes, to service your policy or a claim, and for other purposes required or permitted by law. When We May Disclose Information Kraft Insurance Agency, Inc. respects the confidentiality of your personal information. However, there are circumstances in which we may disclose to third parties information we have about you in order to conduct our business, including servicing or processing an insurance product, claim, or service that you request or authorize. We will make these disclosures only when they are permitted or required by law. We may also use this information to advise you of additional products and services offered through our agency. We may from time to time use your information to provide you information on ancillary insurance and financial products that may be of interest. If you prefer that we not share this information for marketing purposes to inform you of ancillary insurance and financial products, you may direct us to not share this information by sending us an email to info@insurancespokane.com . Terms of Use Thank you for visiting the official Web site of Kraft Insurance Agency, Inc. Products and Services Not all products and services described in this Web site are available in all jurisdictions. At the time this website was constructed, products and services are currently available in the state of Washington, Idaho and Arizona. All products and services referred to in this Web site are subject to availability and qualification. Other terms, conditions and exclusions may apply. No offer to sell or solicitation is made by Kraft Insurance Agency, Inc. to any person to use any information, materials, products or services in any jurisdiction where the provision of such information, materials, products and services is prohibited by law. The information provided within this Web site is intended to give visitors a general overview of products and services and is not presented to advise visitors of a particular insurance program. Copyrights and Trademarks Copyright in the pages, in the screens displaying the pages and in the information, materials and other content contained in this Web site is owned by Kraft Insurance Agency, Inc. unless otherwise indicated and is protected by applicable U.S. and international copyright laws and treaties. The information, materials and other content of this Web site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without the express written consent of Kraft Insurance Agency, Inc. Kraft Insurance Agency, Inc. reserves all accompanying rights. Disclaimer The information, materials, products and services on this website are subject to change. Kraft Insurance Agency, Inc. does not warrant the accuracy, adequacy, completeness or timeliness of the information, materials, products and services on this website or the error-free use of this Web site. All Web site content is provided "as is" and "as available" and without warranties of any kind, express or implied, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus. Limitations of Liability In no event shall Kraft Insurance Agency, Inc. be liable for any damages, losses or liabilities, including without limitation direct or indirect, special, incidental, consequential damages, losses or liabilities in connection with your use of this website or your reliance on or use or inability to use the information, materials, products and services on this site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Kraft Insurance Agency, Inc. is advised of the possibility of such damages, losses or expenses. Hyperlinks Use of hyperlinks on this Web site to other Internet sites is at your own risk. Kraft Insurance Agency, Inc. is not responsible for the content or accuracy of third party sites hyperlinked from this Web site, nor does it guarantee, endorse, authorize or sponsor the products or services offered on third party sites. The information provided within our Web site is intended to inform as well as entertain, and we sincerely hope you enjoy your visit. | |